Forget swiping your card - thanks to a banner year for biometric payments, with JPMorgan and Mastercard joining the fray, paying with your face could soon be your new reality.
Forget swiping your card - thanks to a banner year for biometric payments, with JPMorgan and Mastercard joining the fray, paying with your face could soon be your new reality.
Is it so hard to just pay using credit cards? Why do we need dystopian biometric nonsense feeding the data mines in order to pay for food? Paying for stuff is a solved problem. Fuck everything about this.
I used to say the same about cash but really, anything that makes my life easier I end up enjoying.
I whittled myself down from a fat wallet to one card on me and one in my car. I still sometimes forget it or lose it so I wouldn’t mind it being permanently attached to my face but don’t get me wrong, I really don’t need it either.
In terms of data mining, I don’t really see what more they can get? Maybe makeup habits for women or eye reflection to see who else is with you but that seems a bit intense. All the financial data, they already have if using a card.
Seriously though, boggles my mind that there isn’t more data protection relating to banking. It shouldn’t even be an issue, none of that data should be touched.
Paying with credentials that can’t easily be spoofed means a meteoric amount of money saved for payment processors from fraud due to insecure payment methods
Facial recognition is somewhat unreliable. I remember when Samsung had to update their phones because photos of people were able to unlock their devices, and even people who just “looked similar” were able to access them.
Depending on the implementation it can be unreliable. More modern methods use 3D scans which can’t be fooled by a photo.
combine card with 2fa on mobile or confirm via sms would solve most problems
Credit cards are really dystopian as is. Is it so hard to just pay using cash so that it would be harder to eliminate?
Yeah, because then I would be limited to only making purchases in person, and since I live in butt-fucking nowhere, I’d never be able to get anything.
Well, technically you could pay cash on delivery, at least for physical goods. But card payments are just conveniant.
The only thing better imo, is nfc payment with phone just because fingerprint scan lets me pay without a pin and without compomising on security, so it’s a tiny bit faster and more conveniant with no drawbacks.
For small amounts amounts either card or phone is fine.
I only carry cash as backup
Is COD even a thing anymore? I’d be surprised if there’s a real market for that, if for no other reason than a delivery person taking and carrying cash like that is a major target.
Idk about delivery in particular, but my preferred way of paying for online goods is ordering to the online shop’s physical storefront, since not only does that allow cash, it is at no extra cost, unlike using mail, delivery services or lockers.
Not every country out there has a violent society looking for the next easy target to rob.
I’ve grown up hearing the phrase “No COD” on literally every product. I know it was a thing at one time, but dude… I can’t even pay cash for a pizza delivery these days.
Payment on delivery is still very much a thing here. Literally all food delivery allows it.
The majority of online retailers allow it too, though some of them charge the equivalent of ~1€ if you do choose it.
I prefere using it when I don’t know much about the store or if I know the store is too big to care about their customers and I had orders being delayed by them in the past. It’s in their best interest to deliver it asap if they didn’t get the money yet.
Also, it makes it a hell of a lot easier to deal with goods damaged during shipping, if the box is damaged you just refuse it and don’t have to wait x amount of days to get the money back into your account.
Yeah no, fuck that. I don’t want to be carrying a pocketful of bills and coins when I can just have a card that does the same.